iBank Credit Platinum Mastercard

Experience the sophistication of financial solutions tailored to your goals and aspirations, with unique privileges and lifestyle benefits crafted for your needs.

 

Your infinite banking experience is specially designed to offer you a seamless blend of convenience and luxury.

Unlock Exclusive Privileges

High Credit Limit

Up to USD 500,000.00

Buy Now, Pay Later

Enjoy 0% interest up to 45 days for purchase transactions.

Pay with Confidence

Access to over 16,000 hotels, restaurants, and lounges worldwide, with payments accepted globally.

Reserved for the Few

Access to private, by-invite-only events.

Exclusive Promotions

Exciting discounts, cash rewards and special privileges at participating merchants.

Complimentary Lounge Access

5 x access pass to Airport Premium Lounges per year.

Impressive Card Features

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

About iBank Mastercard

Standard iBank Credit Platinum Mastercard
USD
Annual Fee – Primary
250.00
Annual Fee – Supplementary
200.00
Card Replacement
15.00
Currency Conversion Fee for a Purchase / Withdrawal in Non-USD
1%
Cash Advance Fee at iBank POS/ATM
5.00
Cash Advance Off-Us
2% or Min 5.00
Late Payment Fee
5% or Min 10.00
Balance Inquiry Fee On Non-iBank Terminal
0.50
Chargeback Process Fee
20.00
Re-Print Statement
Free
Duration of Expiry
4 Years
Re-issue PIN
Free
Minimum Payment (MP)
10% or Min 20.00
50% or Min 30.00
Interest-Free Period
Up to 45 Days

Retail Purchase
18% p.a

Cash Advance
20% p.a 

Cash Advance Limit (Per Day)
5,000 USD/day (Max up to 50% of Credit Limit)

Purchase Limit (Per Day)
100,000 USD/day (Max up to 100% of Credit Limit)

Maximum Purchase Transaction (Per Day)
Manage Your Transaction Limit Up to 99 Times
USD
Annual Fee – Primary
250.00
Annual Fee – Supplementary
200.00
Card Replacement
15.00
Currency Conversion Fee
2%
Cash Advance On-Us
5.00
Cash Advance Off-Us
2% or Min 5.00
Late Payment Fee
5% or Min 10.00
Balance Inquiry Fee On Non-iBank Terminal
0.50
Chargeback Process Fee
20.00
Re-print Statement
Free
Minimum Payment (MP)
10% or Min 20.00
50% or Min 30.00
Interest Rate
–
  • Retail Purchase
    		•
    18% p.a
  • Cash Advance
    		•
    20% p.a 
    For Cash Secured 
    • Valid Cambodia ID or Passport.
    • Residential or Family Book.
    • Fixed Term Deposit or Block amount in current/saving account with iBank.
    • Other information is following to customer declaration on bank application forms.
    For Unsecured
    • Cambodia ID or Passport.
    • Residential or Family Book.
    • Proof of Incomes.
    For Salary Income
    • Employment letter OR contract.
    • Pay slip OR payroll bank statement last 3 months.
    For Business Income
    • Income statement last 1 year.
    • Balance sheet.
    • Sales & Purchase invoices AND/OR bank statement from last 6 months.
    For Rental Income
    • Rental agreement attached with title ownership.
    • Rental receipt OR bank statement last 3 months.
    Requirements
    For Cash Secured
    • Valid Cambodia ID or Passport.
    • Residential or Family Book.
    • Fixed Term Deposit or Block amount in current/saving account with iBank.
    • Other information is following to customer declaration on bank application forms.
    For Unsecured
    • Cambodia ID or Passport.
    • Residential or Family Book.
    • Proof of Incomes.
    Documents
    For Salary Income
    • Employment letter OR contract.
    • Pay slip OR payroll bank statement last 3 months.
    For Business Income
    • Income statement last 1 year.
    • Balance sheet.
    • Sales & Purchase invoices AND/OR bank statement from last 6 months.
    For Rental Income
    • Rental agreement attached with title ownership.
    • Rental receipt OR bank statement last 3 months.

    Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

    EXPLORE IBANK CREDIT PLATINUM

    Explore iBank's Cards

    iBank Credit Classic Mastercard

    Available to eligible customers, offering flexible payments and a credit limit, with the cardholder's name embossed.

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    iBank Credit Gold Mastercard

    Enjoy global services, exclusive deals, and special offers on adventures, events, and everyday savings. Empowering you with worldwide spending at your fingertips.

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    Frequency Asked Questions

    What is the credit limit offered?

    Enjoy a high credit limit of up to USD 500,000.00

    What privileges does iBank Credit Platinum offer?

    Explore a world of discounts and privileges at over 16,000 hotels, restaurants, and lounges worldwide.

    Can I access airport lounges worldwide?

    Yes, you can access up to 5 times per year.

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    Open account with only a few simple and easy steps.
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