iBank Credit Classic Mastercard

Elevate your lifestyle with the passport to indulgence for all your everyday purchases, at home or abroad.

 

Your infinite banking experience rewards you for your everyday purchases.

Compelling Advantages Await

High Credit Limit

Up to USD 500,000.00

Buy Now, Pay Later

Enjoy 0% interest up to 45 days for purchase transaction.

Convenient Tracking

Track transactions on the go via the iBank Mobile app.

Exclusive Promotions

Exciting discounts at participating.

Withdraw Anywhere, Anytime

Withdraw cash from ATMs Worldwide, wherever the Mastercard logo is visible.

Remarkable Card Features

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

About iBank Mastercard

Service Fees and Conditions
USD
Annual Fee for Primary Card / Supplementary Card
15.00 / 15.00
Card Reissuance / Replacement Fee
15.00
Duration of Expiry
4 Years
Interest-Free Period
Up to 45 Days
Cash Advance Limit (Per Day)
2,000.00 (Max up to 50% of Credit Limit)
Purchase Limit (Per Day)
10,000.00 (Max up to 100% of Credit Limit)
Maximum Cash Advance Transaction (Per Day)
Limit up to 10 Times
Maximum Purchase Transaction (Per Day)
Limit up to 99 Times
iBank Credit Classic Mastercard

Enjoy the convenience of the iBank Credit Classic Mastercard for seamless worldwide payments and withdrawals, offering quick, secure transactions tailored to your daily needs.

Features and Benefits
  • Credit limit up to USD 500,000.00
  • Enjoy the flexibility of “Buy Now. Pay Later”
  • View your credit card balance and transaction history real time via iBank Mobile App
  • Receive monthly credit card statements
  • Dedicated Relationship Manager
  • Enjoy many Exclusive Offers and Promotions from iBank Mastercard
  • Cards are protected with an extra layer of security with the use of One-Time Password to confirm transaction
USD
Annual Fee for Primary Card / Supplementary Card
15.00 / 15.00
Card Reissuance / Replacement Fee
15.00
Duration of Expiry
4 Years
Interest-Free Period
Up to 45 Days
Cash Advance Limit (Per Day)
2,000.00 (Max up to 50% of Credit Limit)
Purchase Limit (Per Day)
10,000.00 (Max up to 100% of Credit Limit)
Maximum Cash Advance Transaction (Per Day)
Limit up to 10 Times
Maximum Purchase Transaction (Per Day)
Limit up to 99 Times

Enjoy the convenience of the iBank Credit Classic Mastercard for seamless worldwide payments and withdrawals, offering quick, secure transactions tailored to your daily needs.

Features and Benefits
  • Credit limit up to USD 500,000.00
  • Enjoy the flexibility of “Buy Now. Pay Later”
  • View your credit card balance and transaction history real time via iBank Mobile App
  • Receive monthly credit card statements
  • Dedicated Relationship Manager
  • Enjoy many Exclusive Offers and Promotions from iBank Mastercard
  • Cards are protected with an extra layer of security with the use of One-Time Password to confirm transaction
For Cash Secured 
  • Valid Cambodia ID or Passport.
  • Residential or Family Book.
  • Fixed Term Deposit or Block amount in current/saving account with iBank.
  • Other information is following to customer declaration on bank application forms.
For Unsecured
  • Cambodia ID or Passport.
  • Residential or Family Book.
  • Proof of Incomes.
For Salary Income
  • Employment letter OR contract.
  • Pay slip OR payroll bank statement last 3 months.
For Business Income
  • Income statement last 1 year.
  • Balance sheet.
  • Sales & Purchase invoices AND/OR bank statement from last 6 months.
For Rental Income
  • Rental agreement attached with title ownership.
  • Rental receipt OR bank statement last 3 months.
Requirements
For Cash Secured 
  • Valid Cambodia ID or Passport.
  • Residential or Family Book.
  • Fixed Term Deposit or Block amount in current/saving account with iBank.
  • Other information is following to customer declaration on bank application forms.
For Unsecured
  • Cambodia ID or Passport.
  • Residential or Family Book.
  • Proof of Incomes.
Documents
For Salary Income
  • Employment letter OR contract.
  • Pay slip OR payroll bank statement last 3 months.
For Business Income
  • Income statement last 1 year.
  • Balance sheet.
  • Sales & Purchase invoices AND/OR bank statement from last 6 months.
For Rental Income
  • Rental agreement attached with title ownership.
  • Rental receipt OR bank statement last 3 months.

Note: All terms and conditions are subject to change to iBank Plc. sole discretion in changing without prior notice.

Explore iBank's Cards

Enjoy global services, exclusive deals, and special offers on adventures, events, and everyday savings. Empowering you with worldwide spending at your fingertips.

Exclusively for our Private Wealth Management clients, the Mastercard Platinum offers unique privileges and lifestyle benefits, designed for seamless comfort and an elevated experience.

Frequently Asked Questions

What is the credit limit offered?

Enjoy a high credit limit of up to USD 500,000.00

Is iBank Credit Classic card free?

Yes, it’s free for up to 5 supplementary cards.

Does it offer buy now, pay later service?

Yes, you can enjoy 0% interest for up to 45 days on your purchase transactions.

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