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iBank Credit Classic Mastercard
Elevate your lifestyle with the passport to indulgence for all your everyday purchases, at home or abroad.
Your infinite banking experience rewards you for your everyday purchases.
Compelling Advantages Await
Remarkable Card Features
Easy Card Management
View credit card balance and transaction history in real time via the iBank Mobile app.
Efficient Customer Service
24/7 support that is fast and responsive.
Easy POS Payment
You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.
Protection
Safe and secure. You won’t be held liable for any unauthorized card purchases.
About iBank Mastercard
Standard iBank Credit Classic Mastercard
| USD | |
|---|---|
|
Annual Fee – Primary |
15.00 |
|
Annual Fee – Supplementary |
15.00 |
|
Card Replacement |
15.00 |
|
Currency Conversion Fee |
2% |
|
Cash Advance Fee at iBank POS/ATM |
5 USD |
|
Cash Advance On-Us |
5.00 |
|
Cash Advance Off-Us |
2% or Min 5.00 |
|
Late Payment Fee |
5% or Min 10.00 |
|
Balance Inquiry Fee On Non-iBank Terminal |
0.50 |
|
Chargeback Process Fee |
20.00 |
|
Re-print Statement |
Free |
|
Duration of Expiry |
4 Years |
|
Re-issue PIN |
Free |
|
Minimum Payment (MP) |
10% or Min 20.00 50% or Min 30.00 |
|
Interest-Free Period |
Up to 45 Days |
|
Retail Purchase |
18% p.a |
|
Cash Advance |
20% p.a |
|
Cash Advance Limit (Per Day) |
2,000 USD/day (Max up to 50% of Credit Limit) |
|
Purchase Limit (Per Day) |
10,000 USD/day (Max up to 100% of Credit Limit) |
|
Maximum Cash Advance Transaction (Per Day) |
Manage Your Transaction Limit Up to 10 Times |
|
Maximum Purchase Transaction (Per Day) |
Manage Your Transaction Limit Up to 99 Times |
Standard iBank Credit Classic Mastercard
| USD | |
|---|---|
|
Annual Fee – Primary |
15.00 |
|
Annual Fee – Supplementary |
15.00 |
|
Card Replacement |
15.00 |
|
Currency Conversion Fee |
2% |
|
Cash Advance On-Us |
5.00 |
|
Cash Advance Off-Us |
2% or Min 5.00 |
|
Late Payment Fee |
5% or Min 10.00 |
|
Balance Inquiry Fee On Non-iBank Terminal |
0.50 |
|
Chargeback Process Fee |
20.00 |
|
Re-print Statement |
Free |
|
Minimum Payment (MP) |
10% or Min 20.00 50% or Min 30.00 |
|
Interest Rate |
– |
|
|
18% p.a |
|
|
20% p.a |
Requirements
For Cash Secured
- Valid Cambodia ID or Passport.
- Residential or Family Book.
- Fixed Term Deposit or Block amount in current/saving account with iBank.
- Other information is following to customer declaration on bank application forms.
For Unsecured
- Cambodia ID or Passport.
- Residential or Family Book.
- Proof of Incomes.
Documents
For Salary Income
- Employment letter OR contract.
- Pay slip OR payroll bank statement last 3 months.
For Business Income
- Income statement last 1 year.
- Balance sheet.
- Sales & Purchase invoices AND/OR bank statement from last 6 months.
For Rental Income
- Rental agreement attached with title ownership.
- Rental receipt OR bank statement last 3 months.
Requirements
For Cash Secured
- Valid Cambodia ID or Passport.
- Residential or Family Book.
- Fixed Term Deposit or Block amount in current/saving account with iBank.
- Other information is following to customer declaration on bank application forms.
For Unsecured
- Cambodia ID or Passport.
- Residential or Family Book.
- Proof of Incomes.
Documents
For Salary Income
- Employment letter OR contract.
- Pay slip OR payroll bank statement last 3 months.
For Business Income
- Income statement last 1 year.
- Balance sheet.
- Sales & Purchase invoices AND/OR bank statement from last 6 months.
For Rental Income
- Rental agreement attached with title ownership.
- Rental receipt OR bank statement last 3 months.
Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.
Explore iBank's Cards
Exclusively for our Private Wealth Management clients, the Mastercard Platinum offers unique privileges and lifestyle benefits, designed for seamless comfort and an elevated experience.
Frequently Asked Questions
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Apply for iBank Credit Classic
To register iBank Credit Classic:
Download iBank Mobile
Apply for iBank Credit Classic
To register iBank Credit Classic:
Download iBank Mobile