iBank Credit Gold Mastercard

Offering you exclusive deals, special offers on unique adventures and savings on everyday purchases no matter where you are.

 

Your infinite banking experience offers you unique offers wherever you go.

Irresistible Benefits

High Credit Limit

Up to USD 500,000.00

Buy Now, Pay Later

Enjoy 0% interest up to 45 days for purchase transaction.

Convenient Tracking

Track transactions on the go via the iBank Mobile app.

Pay with Confidence

Access to over 16,000 hotels, restaurants, and lounges worldwide, with payments accepted globally.

Exclusive Promotions

Exciting discounts, cash rewards and special privileges at participating merchants.

Complimentary Lounge Access

3 x access pass to Airport Premium Lounges per year.

Distinguished Card Features

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

Easy Card Management

View credit card balance and transaction history in real time via the iBank Mobile app.

Efficient Customer Service

24/7 support that is fast and responsive.

Easy POS Payment

You can make payments using your Mastercard at Point of Sale (POS) terminals. Additionally, you can make payments online anywhere in the world where Mastercard is accepted as a form of payment.

Protection

Safe and secure. You won’t be held liable for any unauthorized card purchases.

About iBank Mastercard

Standard iBank Credit Gold Mastercard
USD
Annual Fee – Primary
35.00
Annual Fee – Supplementary
30.00
Card Replacement
15.00
Currency Conversion Fee
2%
Cash Advance On-Us
5.00
Cash Advance Off-Us
2% or Min 5.00
Late Payment Fee
5% or Min 10.00
Balance Inquiry Fee On Non-iBank Terminal
0.50
Chargeback Process Fee
20.00
Re-print Statement
Free
Duration of Expiry
4 Years
Re-issue PIN
Free
Minimum Payment (MP)
10% or Min 20.00
50% or Min 30.00
Interest-Free Period
Up to 45 Days

Retail Purchase
18% p.a

Cash Advance
20% p.a 

Cash Advance Limit (Per Day)
3,000 USD/day (Max up to 50% of Credit Limit)

Purchase Limit (Per Day)
50,000 USD/day (Max up to 100% of Credit Limit)

Maximum Cash Advance Transaction (Per Day)
Manage Your Transaction Limit Up to 10 Times

Maximum Purchase Transaction (Per Day)
Manage Your Transaction Limit Up to 99 Times
USD
Annual Fee – Primary
35.00
Annual Fee – Supplementary
30.00
Card Replacement
15.00
Currency Conversion Fee
2%
Cash Advance On-Us
5.00
Cash Advance Off-Us
2% or Min 5.00
Late Payment Fee
5% or Min 10.00
Balance Inquiry Fee On Non-iBank Terminal
0.50
Chargeback Process Fee
20.00
Re-print Statement
Free
Minimum Payment (MP)
10% or Min 20.00
50% or Min 30.00
Interest Rate
–
  • Retail Purchase
    		•
    18% p.a
  • Cash Advance
    		•
    20% p.a 
    For Cash Secured 
    • Valid Cambodia ID or Passport.
    • Residential or Family Book.
    • Fixed Term Deposit or Block amount in current/saving account with iBank.
    • Other information is following to customer declaration on bank application forms.
    For Unsecured
    • Cambodia ID or Passport.
    • Residential or Family Book.
    • Proof of Incomes.
    For Salary Income
    • Employment letter OR contract.
    • Pay slip OR payroll bank statement last 3 months.
    For Business Income
    • Income statement last 1 year.
    • Balance sheet.
    • Sales & Purchase invoices AND/OR bank statement from last 6 months.
    For Rental Income
    • Rental agreement attached with title ownership.
    • Rental receipt OR bank statement last 3 months.
    Requirements
    For Cash Secured
    • Valid Cambodia ID or Passport.
    • Residential or Family Book.
    • Fixed Term Deposit or Block amount in current/saving account with iBank.
    • Other information is following to customer declaration on bank application forms.
    For Unsecured
    • Cambodia ID or Passport.
    • Residential or Family Book.
    • Proof of Incomes.
    Documents
    For Salary Income
    • Employment letter OR contract.
    • Pay slip OR payroll bank statement last 3 months.
    For Business Income
    • Income statement last 1 year.
    • Balance sheet.
    • Sales & Purchase invoices AND/OR bank statement from last 6 months.
    For Rental Income
    • Rental agreement attached with title ownership.
    • Rental receipt OR bank statement last 3 months.

    Note: All terms and conditions are subject to change to B.I.C (Cambodia) Bank Plc. sole discretion in changing without prior notice.

    EXPLORE IBANK CREDIT GOLD

    Explore iBank's Cards

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    Available to eligible customers, offering flexible payments and a credit limit, with the cardholder's name embossed.

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    iBank Credit Platinum Mastercard

    Exclusively for our Private Wealth Management clients, the Mastercard Platinum offers unique privileges and lifestyle benefits, designed for seamless comfort and an elevated experience.

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    Frequently Asked Questions

    Does iBank Credit Gold offer protection?

    Yes, it offers Zero Liability Protection. That means you won't be held responsible for any unauthorized purchases made with your card.

    What perks does iBank Credit Gold provide?

    Explore a world of discounts and privileges at over 16,000 hotels, restaurants, and lounges worldwide.

    Can I access airport lounges worldwide?

    Yes, you can access up to 3 times per year.

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