Save Wisely, Invest for Tomorrow with

iBank Fixed Deposit

Choose from our flexible tenures of 3 months up to 36 months and enjoy a special, exclusive offer for our range of credit cards.

 

Your infinite banking experience makes your money grow even faster.

APPLY NOW

Open Fixed Deposit Account​

To register iBank's Fixed Deposit Account: Download iBank Mobile

    Need help? Fill out the form below:





    "By providing my consent, I allow bank staff to contact me regarding the information I have inquired about above."

    Accelerate Your Wealth

    Choice of Currency

    Choose USD or KHR.

    Rollover Interest

    Grow your wealth faster.

    Maximum Return

    Save wisely and invest for tomorrow with up to 6.25% interest.

    Mascot (3)

    About iBank Fixed Deposit

    Conditions
    USD
    KHR
    Initial Balance
    500.00
    2.000.000
    Interest Rate
    Refer to interest rate table
    Refer to interest rate table
    Interest Payment
    Monthly, at maturity or at closure
    Monthly, at maturity or at closure
    Rollover
    • Principal only
    • Principal and interest
    • Close on maturity
    • Principal only
    • Principal and interest
    • Close on maturity
    Withdrawals
    Not allowed
    Not allowed
    Replenishment
    New account for new deposits
    New account for new deposits
    Tax Status (WHT)

    6% for residents

    14% for non-residents

    6% for residents

    14% for non-residents
    Interest Rate
    Terms
    USD
    KHR
    3 months
    2.00%
    2.25%
    6 months
    3.50%
    3.75%
    9 months
    4.50%
    4.75%
    12 months
    5.25%
    5.50%
    24 months
    6.00%
    6.25%
    36 months
    6.25%
    6.25%
    Terms
    USD
    KHR
    3 months
    –
    –
    6 months
    3.50%
    3.75%
    9 months
    –
    –
    12 months
    4.75%
    5.15%
    24 months
    5.00%
    5.25%
    36 months
    5.75%
    5.75%
    Interest at Maturity Monthly Interest
    Terms
    USD
    KHR
    USD
    KHR
    3 months
    3.75%
    4.00%
    3.50%
    3.75%
    6 months
    4.00%
    4.25%
    3.75%
    4.00%
    9 months
    4.50%
    4.75%
    4.25%
    4.50%
    12 months
    5.25%
    6.00%
    5.00%
    5.75%
    24 months
    5.50%
    6.25%
    5.25%
    6.00%
    36 months
    5.75%
    6.25%
    5.50%
    6.00%
    Benefits
    Benefits

    Free Mobile Banking: Access our mobile banking services at no extra cost.

    Transaction Alerts: Get instant notifications on your mobile for all account transactions.

    Competitive Interest Rates: Enjoy attractive interest rates on your savings.

    Back-to-Back Loan or OD Facility: Avail loan or overdraft facility with your deposit/placement as collateral, subject to existing policies and procedures on loans.

    Eligible to Apply Secured Credit Mastercard (Gold or Platinum)
    USD
    KHR
    Initial Balance
    500.00
    200,000
    Interest Rate
    Refer to interest rate table
    Refer to interest rate table
    Interest Payment
    Monthly, at maturity or at closure
    Monthly, at maturity or at closure
    Rollover
  • Principal only
  • Principal and interest
  • Close on maturity
    		•
  • Principal only
  • Principal and interest
  • Close on maturity
    		•
    Withdrawals
    Not allowed
    Not allowed
    Replenishment
    New account for new deposits
    New account for new deposits
    Tax Status (WHT)

    6% for residents

    14% for non-residents

    6% for residents

    14% for non-residents
    Terms
    USD
    KHR
    3 months
    2.00%
    2.25%
    6 months
    3.50%
    3.75%
    9 months
    4.50%
    4.75%
    12 months
    5.25%
    5.50%
    24 months
    6.00%
    6.25%
    36 months
    6.25%
    6.25%
    Terms
    USD
    KHR
    3 months
    –
    –
    6 months
    3.50%
    3.75%
    9 months
    –
    –
    12 months
    4.75%
    5.15%
    24 months
    5.00%
    5.25%
    36 months
    5.75%
    5.75%
    Benefits

    Free Mobile Banking: Access our mobile banking services at no extra cost.

    Transaction Alerts: Get instant notifications on your mobile for all account transactions.

    Competitive Interest Rates: Enjoy attractive interest rates on your savings.

    Back-to-Back Loan or OD Facility: Avail loan or overdraft facility with your deposit/placement as collateral, subject to existing policies and procedures on loans.

    Eligible to Apply Secured Credit Mastercard (Gold or Platinum)
    For Locals
    • Be at least 18 years of age (minors can open accounts with consent of parents).
    • Valid National ID or Passport.
    • Original Family Book.
    For Foreigners
    • Be at least 18 years of age.
    • Valid Passport with Visa stamp.
    • Proof of Residence.
    • Proof of Employment.
    Requirements
    For Locals
    • Be at least 18 years of age (minors can open accounts with consent of parents).
    • Valid National ID or Passport.
    • Original Family Book.
    For Foreigners
    • Be at least 18 years of age.
    • Valid Passport with Visa stamp.
    • Proof of Residence.
    • Proof of Employment.

    Note: The above Interest Rate and Terms & Conditions are subject to change at the Bank’s sole discretion without any prior notice to clients.

    Frequently Asked Questions

    What currencies are available for the Fixed Deposit Account?

    The account is available in both USD and KHR. Contact a bank branch for other currency options.

    What is the minimum initial balance requirement?

    The minimum balance is USD 500.00 or KHR 200,000

    Can I withdraw funds before maturity?

    No, partial withdrawals are not allowed a new account is required for additional deposits.

    Are there interest rollover options?

    Yes, you can roll over the principal only or both principal and interest.

    Looking For More Products?

    Savings Account

    Enhance your financial resources

    • Your currency choice.
    • Save on fees.
    • Flexible interest.
    EXPLORE

    Current Active Account

    High maintenance balance account

    • Competitive interest rate.
    • Flexible withdrawals.
    • Unlimited replenishments.
    EXPLORE

    Alpha Gen Account

    Multi-tier interest rated

    • Save on fees.
    • Withdrawals.
    • Attractive interest rates.
    • Unlimited replenishments.
    EXPLORE

    Online Banking Within Your Palm

    Open account with only a few simple and easy steps.
    Get iBank mobile app now!

    DOWNLOAD
    App QR

    Scan QR