Flexible Savings, Maximum Growth

iFlex Account

Designed to offer high-interest savings with exclusive conditions for optimal returns.

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Open i-Flex Account​

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    Premier Advantages

    High Interest Rates

    Earn up to 6.00% per annum for KHR deposits and 5.25% per annum for USD deposits.

    Flexible Tenure Options

    Choose between 12-month and 24-month deposit terms.

    Early Closure Benefits

    If you close your account before maturity, you can still receive interest based on pre-defined conditions.

    Auto-Rollover Feature

    Enjoy hassle-free reinvestment with options for principal-only rollover, principal and interest rollover, or account closure at maturity.

    Dual Currency Support

    Available in KHR and USD, catering to your preferred currency.

    About iBank iFlex Account

    Interest Rates & Tenure Options
    Terms
    KHR
    USD
    12 months
    5.25%
    4.50%
    24 months
    6.00%
    5.25%
    Extra Benefits
    Benefits

    Master Credit Card: Apply for up to 90% of total deposit amount, plus enjoy a free annual fee for the first year (Classic and Gold Cards).

    Debit Card: Get a free first-year annual fee for a debit card linked to a CASA account (minimum balance over USD 2,000.00 in iFlex Account required.

    Loan Service Fee Discount: Enjoy a 0.25% discount on bank service charges (BSC) for loan products (minimum balance over USD 3,000.00 and tenor from 12 months up in iFlex Account required.)
    Terms
    KHR
    USD
    6 months
    N/A
    N/A
    12 months
    5.25%
    4.50%
    24 months
    6.00%
    5.25%
    Benefits

    Master Credit Card: Apply for up to 90% of total deposit amount, plus enjoy a free annual fee for the first year (Classic and Gold Cards).

    Debit Card: Get a free first-year annual fee for a debit card linked to a CASA account (minimum balance of 2,000.00 USD in i-Flex Deposit required).

    Loan Service Fee Discount: Enjoy a 0.25% discount on bank service charges (BSC) for loan products (minimum balance of 3,000.00 USD and tenure of ≥12 months in i-Flex Deposit required).

    VIP Privilege: Gain VIP customer status under the bank’s VIP program (minimum balance of 10,000.00 USD in i-Flex Deposit required).
    • If the account is closed before 6 months, interest will be calculated at the standard savings rate.
    • For 12-month tenure: If the account is closed after 6 months but before 12 months, the 6-month FD rate applies.
    • For 24-month tenure: If the account is closed before 12 months, the 6-month FD rate applies; if closed between 12 and 24 months, the 12-month FD rate applies.
    • Initial Deposit Requirement:
      • USD 500.00 for USD accounts
      • KHR 2,000,000 for KHR accounts
    • No Maintenance Fees: Enjoy a hassle-free savings experience with no hidden charges.
    Early Closure Terms

           For 12-month Tenor

    • If the account is closed before 6 months, the standard interest rate of Savings Account applies.
    • If the account is closed from 6 months but before 12 months, the standard interest rate of Fixed Deposit 6-month tenor applies.

           

           For 12-month Tenor

    • If the account is closed before 6 months, the standard interest rate of Savings Account applies.
    • If the account is closed from 6 months but before 12 months, the standard interest rate of Fixed Deposit 6-month tenor applies.
    • If the account is closed from 12 months but before 24 months, the interest rate of iFlex Account 12-month tenor applies.
    Fees & Requirements
    • Initial Deposit Requirement:
      • USD 500.00 for USD accounts
      • KHR 2,000,000 for KHR accounts
    • No Maintenance Fees: Enjoy a hassle-free savings experience with no hidden charges.

    Note: The Interest Rate and Terms & Conditions are subject to change at the Bank’s sole discretion without any prior notice to clients.

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