Driving Corporate Growth Through Strategic Lending

Term Loan

iBank’s Term Loan is built to support your most significant business decisions — from acquiring commercial assets and expanding infrastructure to financing long-term projects or share purchases.

Our solutions are tailored to align with your growth trajectory and investment strategy.

Benefits

Accessible Funding

Loan starts from USD 50,000.00 tailored to SME or corporate scale.

Long-Term Support

Tenor of up to 120 months (10 years) to reduce financial pressure.

Fixed Competitive Interest Rate – with structured repayment

Flexible Security Options

Accepts hard title deed or cash-secured solutions.

Strategic Growth

Supports capital purchases, share acquisition, or branch expansion.

Let's Explore!

Terms & Conditions
Loan Amount
Min
USD 50,000.00
Tenor
Up to 120 Months
Payment Method
Installment (P+I)
Interest Rate
Competitive Rate
Processing Fee
1% on approval limit
Security
Hard title deed / Cash Secured
Loan To Value (LTV)
Up to 70% / Up to 90%

Getting Started is Easy!

Visit your nearest iBank branch and consult with our Relationship Manager for guidance.

Present the required documents, including the National ID or Passport and the Company Documents.

Complete the iBank Loan application form provided by our staff.

Explore iBank Term Loan Options Tailored to Your Business Goals.

Still have questions? Contact us now

Frequently Asked Questions

What can I use a Term Loan for?

For business expansion, asset purchases, share acquisition, or long-term projects.

How long is the repayment period?

Up to 120 months (10 years) depending on your business profile and loan size.

What’s the difference between hard title deed and cash secured?

A hard title deed is property-based collateral, cash-secured means funds are held as security.

Can I repay the loan early?

Yes. Early settlement is possible. Please consult our team for terms.

Explore More of Our Corporate Lending Products

  • Instant Access.
  • Improves Cash Flow.
  • Annual Renewal Option.
  • Interest on Usage Only.
  • Flexible Collateral.
  • Ensure Secure Cross-Border Payments for Importers and Exporters.
  • Compliance with Global Trade Standards.
  • Mitigates Supplier Risk.
  • Flexible Credit and Collateral Structure.
  • High Loan Amount.
  • Flexible Tenor.
  • Stable Interest Rate.
  • Secured with Real Property.
  • Trusted End-to-End Partner.