Business iMerchant Account

Drive Growth with Cashless Confidence

Earn high interest on daily sales, and benefit from zero transfer fees.

 

Your infinite banking experience offers exceptional flexibility to further enhance the growth of your funds.

Benefits to Our Merchants

High Interest Earnings

Customers earn high interest on sales processed daily through KHQR scans. 

Zero Initial Deposit & Maintaining Balance 

Hassle-Free Account Management

Easy account management through iBank’s Digital Banking platform.

Zero Transfer Fees

No fees for account transfers via Bakong to other member banks. 

Additional Free Services

Access to other complimentary banking services and products for a better overall experience. 

Let's Explore!

Eligibility
Cambodia Resident (Cambodian and Foreigners) Corporate (MSME, SME, Corporate)/Individual
Currency
USD/KHR (Merchants must have dual currency)
Product Description
Current account for KHQR Merchant with Tier Interest
Initial Deposit
USD 0.00
KHR 0
Maintaining Balance
USD 0.00
KHR 0
Interest Rate

USD 100.00 or more      3.00% P.A / KHR 400,000      3.25% P.A include Tax
USD 5,000.00 or more  3.00% P.A / KHR 20,000,000 3.25% P.A include Tax

Evidence of Deposit
iBank Mobile / Corporate Banking / Statement of Account (upon request)
Item #2
Withdrawal Condition
Unlimited withdrawals in form of cash or non- are allowed at any working time and in any amount both CHQ and Cash.
Early Closure
Fee of USD 10.00 or KHR 40,000 shall be applied within 3 from account opening. Clients required to return all unused cheques, card and given account facility to the Bank.
Account Accessibility
  • iBank (Cambodia) Bank Branch
  • iBank Mobile/Corporate App (Available only in USD and KHR)
  • Account Opening Document
    Applied to – Individual, Resident (Cambodians and Foreigner) request is followed document checklist.
    Applied to – Corporate, Company request is followed document checklist
    Others Terms Condition
    Others T&C not mentioned is followed current account features.
    Mobile/
    Corporate Banking App
    Free of charge
    Virtual Mastercard
    Free of charge
    Debit Mastercard
    Free of charge 1st year
    Account Statement Request
    Free one time per month
    Cheque Book
    Free one time per month
    Credit Card Annual Fee
    Either Classic or Gold card free for 1st year
    Annual Fee
    Free of charge
    Unsecured OD Loan
    USD 3,000.00 up to USD 10,000.00 based by business segment (Subject to Credit Analysis)
    document service
    Features
    Eligibility
    Cambodia Resident (Cambodian and Foreigners) Corporate (MSME, SME, Corporate)/Individual
    Currency
    USD/KHR (Merchants must have dual currency)
    Product Description
    Current account for KHQR Merchant with Tier Interest
    Initial Deposit
    USD 0.00
    KHR 0
    Maintaining Balance
    USD 0.00
    KHR 0
    Interest Rate

    USD 100.00 or more      3.00% P.A / KHR 400,000      3.25% P.A include Tax
    USD 5,000.00 or more  3.00% P.A / KHR 20,000,000 3.25% P.A include Tax

    Evidence of Deposit
    iBank Mobile / Corporate Banking / Statement of Account (upon request)
    Terms & Conditions
    Item #2
    Withdrawal Condition
    Unlimited withdrawals in form of cash or non- are allowed at any working time and in any amount both CHQ and Cash.
    Early Closure
    Fee of USD 10.00 or KHR 40,000 shall be applied within 3 from account opening. Clients required to return all unused cheques, card and given account facility to the Bank.
    Account Accessibility
  • iBank (Cambodia) Bank Branch
  • iBank Mobile/Corporate App (Available only in USD and KHR)
  • Account Opening Document
    Applied to – Individual, Resident (Cambodians and Foreigner) request is followed document checklist.
    Applied to – Corporate, Company request is followed document checklist
    Others Terms Condition
    Others T&C not mentioned is followed current account features.
    Value Added
    Mobile/Corporate Banking App
    Free of charge
    Virtual Mastercard
    Free of charge
    Debit Mastercard
    Free of charge 1st year
    Account Statement Request
    Free one time per month
    Cheque Book
    Free one time per month
    Credit Card Annual Fee
    Either Classic or Gold card free for 1st year
    Annual Fee
    Free of charge
    Unsecured OD Loan
    USD 3,000.00 up to USD 10,000.00 based by business segment (Subject to Credit Analysis)

    Sign Up Today and Empower Your Business!

    Quick, secure, and hassle-free!

    Still have questions? Contact us now

    Frequently Asked Questions

    Who is eligible to open an
    iMerchant Account?

    The iMerchant Account is available for Cambodian residents (both locals and foreigners), MSMEs, SMEs, and individual customers.

    What is the required initial deposit and minimum balance for an iMerchant Account?

    There is no required initial deposit (USD 0.00), and no minimum balance is required to maintain the account.

    Does the iMerchant Account offer interest?

    Yes, the account provides competitive interest rates ranging from 3.00% to 3.50% per annum, depending on the account balance.

    How can I withdraw money from my iMerchant Account?

    Unlimited withdrawals are allowed, in cash or non-cash, during working hours with no restrictions on the amount.

    What are the additional benefits of having an iMerchant Account?

    Customers enjoy free services such as the Mobile/Corporate Banking App, Virtual Mastercard, one free account statement per month, and a complimentary credit card for the first year.

    Looking For More Services?

    Simplify Your Transactions

    • Large Transfers.
    • 24/7 Customer Support.
    • Lower Fees / No Fees.
    • More Transactions per Day.

    Efficient Money Transfers

    • Competitive Rates and Fees.
    • Fast and Easy Transfers.
    • Advanced Security.