Free of charge, Growth and Secure

Empower Your Business With iMerchant

OPEN YOUR ACCOUNT NOW

Key Benefits to Our Merchants

High Interest Rate Up to 3.50%

No Initial Deposit & Maintaining Balance

Zero Transfer Fees via Bakong

Free Debit and Credit Mastercard for First Year

Unleash Your Business Potential with The iMerchant Account

Earn high interest on daily sales, benefit from zero transfer fees, and manage everything seamlessly.
Eligibility
Cambodia Residents (Cambodians and Foreigners) Corporate (MSME, SME, Corporate), or Individuals
Currency
USD/KHR (Merchants must maintain dual currency)
Product Description
A current account for KHQR Merchant with tiered interest rates.
Initial Deposit
USD 0.00 | KHR 0
Maintaining Balance
USD 0.00 | KHR 0
Interest Rate

≥ USD 100.00 = 3.00% P.A. / KHR 400,000 = 3.25% P.A. (Inclusive of tax)
≥ USD 5,000.00 = 3.25% P.A. / KHR 20,000,000 = 3.50% P.A. (Inclusive of tax)
Evidence of Deposit
iBank Mobile/ Corporate Banking/ Statement of Account (upon request)
Withdrawal Condition
Unlimited withdrawals, in form of cash or non-cash, are allowed at any working time and in any amount both CHQ and Cash
Early Closure
A fee of USD 10.00 or KHR 40,000 shall be applied within 3 months of opening. Clients are required to return all unused cheques, card and any provided account facilities from the bank
Account Accessibility
  • IBANK (Cambodia) PLC. Bank Branches
  • iBank KH Mobile/Corporate Banking App (Available only in USD and KHR)
    		•
    Account Opening Documents
  • Applies to – Individual, Resident (Cambodians and Foreigners) request is followed document checklist
  • Applies to – Corporate, Company request is followed document checklist
    		•
    Others Terms Conditions
    Others T&C not mentioned is followed current account features
    Mobile/Corporate Banking App
    Free of charge
    Virtual Mastercard
    Free of charge
    Debit Mastercard
    Free for the first year
    Account Statement Request
    Free one time per months
    Cheque Book
    Free one time per months
    Credit Card Annual Fee
    Classic or Gold Card free for 1st year
    Account Annual Fee
    Free of charge
    document service
    Feature
    Eligibility
    Cambodia Residents (Cambodians and Foreigners) Corporate (MSME, SME, Corporate), or Individuals
    Currency
    USD/KHR (Merchants must maintain dual currency)
    Product Description
    A current account for KHQR Merchant with tiered interest rates.
    Initial Deposit
    USD 0.00 | KHR 0
    Maintaining Balance
    USD 0.00 | KHR 0
    Interest Rate

    ≥ USD 100.00 = 3.00% P.A. / KHR 400,000 = 3.25% P.A. (Inclusive of tax)
    ≥ USD 5,000.00 = 3.25% P.A. / KHR 20,000,000 = 3.50% P.A. (Inclusive of tax)
    Evidence of Deposit
    iBank Mobile/ Corporate Banking/ Statement of Account (upon request)
    Terms & Conditions
    Withdrawal Condition
    Unlimited withdrawals, in form of cash or non-cash, are allowed at any working time and in any amount both CHQ and Cash
    Early Closure
    A fee of USD 10.00 or KHR 40,000 shall be applied within 3 months of opening. Clients are required to return all unused cheques, card and any provided account facilities from the bank
    Account Accessibility
  • IBANK (Cambodia) PLC. Bank Branches
  • iBank KH Mobile/Corporate Banking App (Available only in USD and KHR)
    		•
    Account Opening Documents
  • Applies to – Individual, Resident (Cambodians and Foreigners) request is followed document checklist
  • Applies to – Corporate, Company request is followed document checklist
    		•
    Others Terms Conditions
    Others T&C not mentioned is followed current account features
    Value Added
    Mobile/Corporate Banking App
    Free of charge
    Virtual Mastercard
    Free of charge
    Debit Mastercard
    Free for the first year
    Account Statement Request
    Free one time per months
    Cheque Book
    Free one time per months
    Credit Card Annual Fee
    Classic or Gold Card free for 1st year
    Account Annual Fee
    Free of charge

    Let's Get in Touch!

    Apply for an iMerchant Account Today and Empower Your Business!
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    REQUEST NOW

    Frequently Asked Questions

    Who is eligible to open an iMerchant Account?

    The iMerchant Account is available for Cambodian residents (both locals and foreigners), MSMEs, SMEs, and individual customers.

    What is the required initial deposit and minimum balance for an iMerchant Account?

    There is no required initial deposit (USD 0.00), and no minimum balance is required to maintain the account.

    Does the iMerchant Account offer interest?

    Yes, the account provides competitive interest rates ranging from 3.00% to 3.50% per annum, depending on the account balance.

    How can I withdraw money from my iMerchant Account?

    Unlimited withdrawals are allowed, in cash or non-cash, during working hours with no restrictions on the amount.

    What are the additional benefits of having an iMerchant Account?

    Customers enjoy free services such as the Mobile/Corporate Banking App, Virtual Mastercard, one free account statement per month, and a complimentary credit card for the first year.

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