iBank Corporate Loan
Take Your Business to New Heights
Whether you’re a growing business or multinational conglomerate, we’re here to provide the financial support you need to grow, innovate, and succeed.
Your infinite banking experience helps your business to stay ahead of the competition.
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Funds to Grow Your Business
Competitive Rates
Reduce borrowing costs and maximize your investments.
Higher Loan Amount
Access larger funds to seize opportunities.
Fast and Easy Application
Enjoy minimal documentation and quick access to funds.
Flexible Terms and Repayments
Benefit from a repayment period of up to 8 years.
Let's Explore!
Benefits & Features
Benefits & Features | Loan Amount |
Minimum USD 50,000.00 |
|---|---|
|
Tenor |
Up to 120 months |
|
Payment Method |
Installment (P+I) |
|
Interest Rate |
Min. 9.0% p.a. |
|
Processing Fee |
1% of approval limit |
|
Security |
Hard Little Deed | Cash Secured |
|
Loan to Value |
Up to 70% | Up to 90% |
|
Property Valuation Fee |
Borne by Borrower |
|
Legal / Lawyer Fee |
Borne by Borrower |
|
Insurance Premium |
Borne by Borrower |
|
Title Deed Block / Unblock Registration |
Borne by Borrower |
Note: There are no withdrawal fees if withdrawing from iBank ATM Machine only. Fees apply for ATM machines belonging to other banks.
Terms & Conditions
Terms & Conditions | Repayment Capacity | DSCR ≥ 1.5x |
|---|---|
|
CBC Checking |
Good credit history for 24 months |
|
Business Operation |
Must be operating at least 2 years |
|
Age of Borrower |
18-65 years old (at the maturity of loan contract) |
|
Financial Assessment |
Submit financial statement for last 2 years |
|
Early Settlement |
3% for 1st year, 2% for 2nd year, 1% for 3rd year. 4th year onward no charge |
Benefits & Features
| Loan Amount |
Minimum USD 50,000.00 |
|---|---|
|
Tenor |
Up to 120 months |
|
Payment Method |
Installment (P+I) |
|
Interest Rate |
Min. 9.0% p.a. |
|
Processing Fee |
1% of approval limit |
|
Security |
Hard Little Deed | Cash Secured |
|
Loan to Value |
Up to 70% | Up to 90% |
|
Property Valuation Fee |
Borne by Borrower |
|
Legal / Lawyer Fee |
Borne by Borrower |
|
Insurance Premium |
Borne by Borrower |
|
Title Deed Block / Unblock Registration |
Borne by Borrower |
Note: There are no withdrawal fees if withdrawing from iBank ATM Machine only. Fees apply for ATM machines belonging to other banks.
Terms & Conditions
| Repayment Capacity | DSCR ≥ 1.5x |
|---|---|
|
CBC Checking |
Good credit history for 24 months |
|
Business Operation |
Must be operating at least 2 years |
|
Age of Borrower |
18-65 years old (at the maturity of loan contract) |
|
Financial Assessment |
Submit financial statement for last 2 years |
|
Early Settlement |
3% for 1st year, 2% for 2nd year, 1% for 3rd year. 4th year onward no charge |
Elevate Your Business Today!
Connect with our dedicated team to explore tailored loan solutions that fuel your growth.
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Still have questions? Contact us now
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iBank Branch